Analyst, Mortgage Investments

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Position Date:

2022-03-24

Title:

Analyst, Mortgage Investments

Status:

Full-Time

Salary:

Will be based on the candidate's experience, skills, and education

Reports to:

Sr. Director, Mortgage Investments

Position Summary

We are currently seeking a driven, detail oriented, and customer focused individual to fill our new Analyst, Mortgage Investments position in Toronto. In addition to being a part of a team with a true entrepreneurial spirit and considerable room for growth, we offer a compensation package that includes:

  • Competitive salaries
  • Competitive annual discretionary bonus
  • Comprehensive extended health benefits
  • Educational assistance for professional development and accreditation
  • Market leading RRSP matching program
  • Employee wellness and work-life balance programs

Company:

Cameron Stephens Mortgage Capital Ltd. (“CSMC”) is a leading non-bank lender with offices in Toronto, Calgary, and Vancouver. The company was founded in 2004 and currently has a committed loan book of $2 billion. Seventy- five percent of the loans are funded by institutional investors, and the remaining twenty-five percent of the loans are funded by private investors. CSMC specializes in commercial real estate loans, particularly land development loans, construction loans, and commercial mortgages, and employs 50+ people.

In 2019, CSMC launched a new fund, Cameron Stephens High Yield Mortgage Trust (“CSMT”), to keep up with the

growing demand for private capital in the commercial mortgage space. CSMT invests in a diverse range of asset

classes; however, its focus is on leveraging CSMC’s expertise in the residential development and construction sectors. CSMT currently has approximately $50 million in assets under management and plans to grow this to $100 million over the next 12 months. CSMC also has a Mortgage Investment Corporation (“CSMIC”) with an outstanding loan balance of approximately $50 million.

Key Accountabilities:

  • Within defined quality and service standards, underwrite loan transactions. This will consist of gathering required information to prepare comprehensive Term Sheets, and will include deal structuring, preparation of financial models, market analysis, client negotiations, financial and personal net worth statement analysis, and other day to day functions.
  • Upon approval of a Term Sheet (also known as Deal Preview or Deal Summary), prepare a Letter of Intent for acceptance by the client
  • Maintain a strong relationship with the sales origination group with a goal of providing feedback on their transactions within 24 hours of receipt
  • Update the deal tracker prior to the Tuesday morning 8:00 am call and attend the Tuesday morning 8:00 am call on time and prepared
  • Update deals in the Mid-Week update which is shared with the origination team
  • Complete Term Sheets with accuracy and in a timely manner for discussion at ICC and IC
  • Effectively manage your deal flow by prioritizing deals, setting expectations with originators and clients, asking for help when required, and delivering high quality Term Sheets / Letters of Intents with minimal errors
  • Be proactive with your transactions and take the lead in moving the transaction forward by following up with team members, originators, underwriters, funders, and clients. If you have capacity, please reach out to your manager for additional work.

Minimum Qualifications:

  • Post-secondary Degree in Commerce, Business Administration, Economics, or Finance with an educational focus on Real Estate or Land Development, or equivalent (required)
  • 1-2 years of related work experience in the real estate lending industry (required)
  • Superior communication skills (written and verbal) and acute attention to detail
  • Able to prepare clean and coherent Loan Summaries and other required documentation
  • Expertise in the use of Word, Excel, Office, and PowerPoint
  • Able to apply analytical and critical thinking skills while under pressure and prioritize workload
  • Keen sense of organization, planning, and prioritizing
  • Able to establish priorities, set deadlines, and manages time effectively
  • Must have a strong customer focus and helps develop and implement strategies according to evolving client needs

Experience what makes Cameron Stephens different!

  • Opportunity to work within, create, and drive a culture of growth and innovation;
  • Inspire a positive work environment and help champion quality service, innovation, teamwork to assist our Borrowers/Clients meet/exceed their goals;
  • Learn voraciously, stretch you and your team’s thinking, share your knowledge and educate others
  • Cultivate winning relationships & building trust;
  • Share our commitment to productivity, effectiveness and operational efficiency;
  • Be an agent of change, help others to embrace it and watch amazing things happen
  • Help your community through a variety of outreach programs

If you are interested in joining a growing firm with a real entrepreneurial spirit, please apply online at https://cameronstephens.com/careers/

Resumes submitted without a cover letter will not be considered for the position.

While we appreciate your interest in applying, only those candidates whose skills and qualifications closely match the requirements of the position will be contacted. All candidates considered for hire must successfully pass a criminal, education, and credit background checks to qualify for hire.

We are committed to providing equal opportunities for persons with disabilities. Accommodations are available at all stages of the recruitment process, at the candidate’s request.