Step 2: Underwriting

Once a deal has been proposed, our Underwriting Team requests and reviews all Due Diligence documentation and completes a loan summary for credit approval. The Underwriting Team is responsible for ensuring the client meets the 5 C’s of Credit (character, capacity, capital, collateral, conditions), and that all Due Diligence material is consistent with preliminary underwriting. Next, correspondence is handled between all parties, including the client, investors, any involved brokers, and other members of Cameron Stephens to ensure clarity and validity.