Cameron Stephens is a leading provider of flexible mortgages to quality borrowers in circumstances where financing with larger financial institutions is not an option. We specialize in making loans to qualified borrowers for land financing and servicing, construction projects, mezzanine debt, and commercial mortgages.
Every loan we make is customized to the specific needs of the borrower and subject to due diligence and thorough underwriting and requires approval from management. Our credit approval process is efficient, with a fast turnaround time. The company lends to customers in regional markets in Ontario, Alberta and British Columbia.
Cameron Stephens lends to borrowers to finance residential and commercial development projects at sites that may be going through a rezoning or specific site approval process.
Our land servicing loans are designed for boutique low-rise residential developers. We offer solutions on a one- or two-year term, and you’ll benefit from a loan-to-value of up to 85%.
We facilitate the construction of underground services and roads for both residential and commercial development projects.
For site-plan-approved plan approved land, zoned for residential and commercial development, presale or leasing requirements are flexible, based on credit parameters of the specific transaction.
We provide mezzanine financing at competitive terms and rates not available from conventional lenders.
Financing for income-producing properties, including multi-family residential, industrial, office and retail. We will consider debt service from 1.0x and up.
We offer interim financing options for properties under development or repositioning that require short-term financing until permanent solutions are arranged.