Products and Services

Cameron Stephens is a leading provider of flexible mortgages to quality borrowers in circumstances where financing with larger financial institutions is not an option. We specialize in making loans to qualified borrowers for land financing and servicing, construction projects, mezzanine debt, and commercial mortgages.

Every loan we make is customized to the specific needs of the borrower and subject to due diligence and thorough underwriting and requires approval from management. Our credit approval process is efficient, with a fast turnaround time. The company lends to customers in regional markets in Ontario, Alberta and British Columbia.

Land Financing

Cameron Stephens lends to borrowers to finance residential and commercial development projects at sites that may be going through a rezoning or specific site approval process.

  • Loan amounts from 50% to 80% loan-to-value
  • 6-month to 2-year terms

Wycliffe Homes

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The Goldman Group

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Land Servicing Loans

Our land servicing loans are designed for boutique low-rise residential developers. We offer solutions on a one- or two-year term, and you’ll benefit from a loan-to-value of up to 85%.

We facilitate the construction of underground services and roads for both residential and commercial development projects.

  • Pre-sale requirements based on the credit parameters of the transaction
  • Loan amounts from 60% to 85% loan-to-value
  • 1- to 2-year terms

North Star Homes

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Digram Development Group

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Construction Projects

For site-plan-approved plan approved land, zoned for residential and commercial development, presale or leasing requirements are flexible, based on credit parameters of the specific transaction.

  • Loan amounts from 60% to 90% loan-to-cost and 75% to 85% loan-to-value
  • 1- to 3-year terms, with extensions

HIP Developments

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Fram Building Group

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Mezzanine Financing

We provide mezzanine financing at competitive terms and rates not available from conventional lenders.

  • Loan amounts up to 80% loan-to-value and 85% loan-to-cost
  • 1- to 2-year terms, up to 5 years on term - 2nd mortgage

The Easton's Group

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Legend Homes

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Commercial Mortgages

Financing for income-producing properties, including multi-family residential, industrial, office and retail. We will consider debt service from 1.0x and up.

  • Loan amounts from 60% to 75% loan-to-value
  • 2- to 5-year terms

The Dunbury Group

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Davies Smith

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Inventory Financing

We can finance completed residential and commercial units that are unsold.

  • Loan amounts from 60% to 75% loan-to-value
  • 1- to 2-year terms

Acquisition/Bridge Financing

We offer interim financing options for properties under development or repositioning that require short-term financing until permanent solutions are arranged.

  • Loan amounts from 50% to 90% loan-to-value
  • 90 days to 2-year terms

Kaitlin Group

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The Dunbury Group

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