Cameron Stephens Mortgage Capital (CSMC) provides innovative and flexible mortgage solutions for developers in Ontario, Alberta, and British Columbia. With deep expertise in commercial real estate financing and a proven track record of execution, CSMC helps developers access the capital they need to bring projects to life.
Smart Capital Solutions for Developers
For over 20 years, CSMC has built a reputation as a trusted lending partner across residential, land, industrial, retail, and mixed-use projects. With a client-first approach, we are committed to supporting our borrowers’ success through rigorous underwriting, strategic credit adjudication, and reliable capital solutions.
Our structured financing solutions range from $15 million to $300 million, providing developers with the leverage they need while balancing risk and return for investors. We believe in building lasting relationships by delivering personalized service, tailored financing, and expert guidance throughout the development journey. At Cameron Stephens, our lending process is built on thorough due diligence and disciplined risk management. Our underwriting teams and investment committees rigorously evaluate every opportunity, ensuring each investment is carefully assessed for risks and returns.
With deep market knowledge and a disciplined approach, our experienced team delivers informed, strategic decisions that not only support successful project execution but also safeguard our clients’ investments and support consistent returns.
“We believe in the power of partnership. As commercial real estate lenders, we take an entrepreneurial approach, working closely with borrowers and investors to create win-win solutions built on trust. From day one, our firm has operated with precision, partnerships, persistence, integrity, and an entrepreneurial mindset. These principles have been the foundation of our success and continue to guide everything we do.”
– Steve Cameron, President & Chief Operating Officer
ASSET CLASSES & LOAN TYPES
Land
We provide financing for residential and commercial land transactions to support new housing developments and multi-sector business expansion.
Land Development
We provide financing to facilitate the construction of underground services and roads for both residential and commercial development projects.
Construction
Our loans facilitate the construction of commercial and residential projects, enabling the development of new communities, industrial, and retail assets.
Inventory
We provide financing for completed but unsold commercial and residential units, giving developers flexibility and liquidity until sales are realized.
Bridge & Term
Our financing solutions support industrial, retail, and multi-family properties that are either stabilized or in transition to fuel business operations and growth.
Other
We provide tailored financing for specialized real estate projects not covered by traditional asset classes.
We are dedicated to exceeding borrower expectations by delivering innovative financing options, transparent processes, and robust risk management to support successful project outcomes.