Investing Debt Investments

Cameron Stephens’ investment solutions are designed to provide institutional and private investors with long-term income potential, guided by a conservative investment approach and disciplined risk management.

Debt Investments - hero

Cameron Stephens Mortgage Trust (CSMT)

Cameron Stephens Mortgage Trust (CSMT) focuses on capital preservation, aiming to deliver stable, consistent returns through a diversified mortgage portfolio with managed risk.

CSMT provides Canadian investors with stable returns, supported by monthly distributions to unitholders. Our core investment strategy focuses on projects in urban centers and diversifies risk across asset classes in categories such as residential and commercial land, construction, bridge, and inventory.

 

10.03
%
Trailing 12-Month Yield
62
%
Weighted Average
Loan-to-Value
5
YEAR
Track Record
74
Mortgages

Accredited investors can receive information on the CSMT by filling out the form below.

Bay Street High Yield Fund (BSHY)

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A Proven Leader For Family Offices With Unmatched Performance Since 2003

While the Bay Street High Yield Fund (BSHY) is currently closed to new investors, it stands as a prime example of Cameron Stephens’ proven track record of delivering strong returns.

With an 11.4% C.A.G.R. since inception, BSHY showcases the firm’s expertise in structuring high-yield real estate investments and consistently outperforming industry benchmarks. This fund has earned the confidence of some of Canada’s most prominent real estate family offices, underscoring Cameron Stephens’ reputation for excellence.

Cameron Stephens’ funds, like BSHY, are backed by a robust investment strategy, disciplined underwriting, and an independent Investment Committee that ensures sound decision-making.

Bay Street High Yield Fund Investment Strategy

At Cameron Stephens, our disciplined lending strategy reflects our commitment to both capital preservation and exceptional returns. BSHY focuses on both priority and subordinate positions within first mortgages, which offer higher yields than traditional senior loans while remaining secured by prime real estate assets.

This approach provides a strong risk-adjusted return profile, allowing us to capitalize on high-yield opportunities in the Canadian real estate market while prioritizing long-term relationships with our developer partners.

All investment decisions are made with precision and integrity through an Independent Investment Committee made up of six voting family offices, ensuring a thorough, unbiased review process. Each decision requires unanimous approval, reflecting our dedication to preserving investor capital. This rigorous approach builds trust with our clients and investors alike.

Our conservative yet strategic lending is not just a financial strategy; it embodies our mission to manage capital with the highest levels of professionalism and to foster meaningful, long-term partnerships. This approach is the foundation of all our investments, ensuring that both our borrowers and investors win. We are driven by an entrepreneurial mindset, continuously setting new standards of excellence.

11.4
%
C.A.G.R
Since Inception
350M
$
Fund Size
75-80
%
OF LOANS SHARED
WITH CSMT
20B
$
Funded Deals
Since Inception

Capital Markets Team

George-Ganas

George Ganas

Managing Director, Head of Distribution

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Adriano-Deabreu

Adriano Deabreu

Senior Director, Capital Markets

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Parker-Brown

Parker Brown

Sales Manager, Capital Markets

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